NOTICE OF TRUSTEE'S SALE NOTICE OF TRUSTEE'S SALE and Notice of the Beneficiary/Servicer's election to sell property is hereby given pursuant to and by virtue of the authority vested in the Trustee by that certain Credit Line Deed of Trust dated August 9, 2006, executed by Martha Denise Maynard and Daryl A. Maynard to Robert M. Steptoe, III, Trustee, of record in the Office of the Clerk of the County Commission of Wayne County, West Virginia, in Book 638, at Page 506. Hereford & Riccardi, PLLC was appointed as Trustee by SUBSTITUTION OF TRUSTEE dated May 23, 2016, of record in the Clerk's Office in Book 775, at Page 162. The borrowers defaulted under the Note and Deed of Trust and the Trustee has been instructed to foreclose under the Deed of Trust. Accordingly, the Trustee will sell the following described property to the highest bidder at the front door of the Courthouse of Wayne County, in Wayne, West Virginia, on: TUESDAY, JUNE 28, 2016, 10:00 o'clock A.M. All that certain lot, piece or parcel of real estate, together with the improvements thereon and the appurtenances thereunto belonging, situate in Ridgewood Meadows, Union District, Wayne County, West Virginia, and being more particularly described as follows: As set out and described on a plat of Ridgewood Meadows of record in the Office of the Clerk of the County Commission of Wayne County, West Virginia, in Map Book No. 7, at Page No. 72, as LOT NUMBER FOURTEEN (14). This is the same property conveyed to Martha Denise Maynard and Daryl A. Maynard by deed dated August 9, 2006, of record in the Clerk's Office in Book 646, at Page 630. TERMS OF SALE: 1) The property will be conveyed in an "AS IS" physical condition by Deed containing no warranty, express or implied, subject to the Internal Revenue Service right of redemption, all property taxes, prior Deeds, liens, reservations, encumbrances, restrictions, rights-of-ways, easements, covenants, conveyances and conditions of record in the Clerk's office or affecting the subject property. 2) The Purchaser shall be responsible for the payment of the transfer taxes imposed by the West Virginia Code 11-22-2. 3) Real estate taxes due and payable have been paid. All real estate taxes hereafter will be the responsibility of the purchaser. 4) The Beneficiary and/or the Servicer of the Deed of Trust and Note reserve the right to submit a bid for the property at sale. 5) The Trustee reserves the right to continue sale of the subject property from time to time by written or oral proclamation, which continuance shall be in the sole discretion of the Trustee. 6) The Trustee shall be under no duty to cause any existing tenant or person occupying the property to vacate the property, and any personal property and/or belongings remaining at the property after the foreclosure sale will be deemed to constitute ABANDONED PROPERTY AND WILL BE DISPOSED OF ACCORDINGLY. 7) The total purchase price is payable to the Trustee by cashier's check, cash or the equivalent within thirty (30) days of the date of sale, with ten percent (10%) of the total purchase price payable to the Trustee at sale by cashier's check, cash or the equivalent. There will be no refund granted of any amount if the third party purchaser elects not to purchase the property for any reason. Minimum acceptable bid will be $22,500.00. 8) For more information on this property, please see listing on the PROPERTIES FOR SALE WEBSITE: http://www.resales.usda.gov/. Given under my hand this 6th day of June, 2016. HEREFORD & RICCARDI, PLLC- TRUSTEE By: Philip B. Hereford Member Hereford & Riccardi, PLLC 405 Capitol Street, Suite 306 Charleston, West Virginia 25301 Phone: (304) 346-1800 WV State Bar No. 1687 LH-43494 6-15,22; 2016
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